You can drive the Z in the winter. Just don't drive it when it's snowing and accumulating - otherwise once the roads are plowed, it's not a big deal, really. I had winter tires on my 350Z and they drove spectacular in the winter and even in snow. It's especially not a big deal if you just get a cheap set of winter tires. I picked up a used set for $400 - with over 80% tread all around.
Keep the Z.
Not entirely sure why you want a boat, though?
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