Hmm im in almost the same situation as the OP. Im 21, no expenses other then gas, make about 1700~2000 a month, no gf, dont go out a lot, but i believe i have built some credits since ive been using my credit card since 08(used about 4~500 a month and have never missed my payments). Well i have saved up about 15grand and looking forward to buy it hopefully in december or so with about 10g down payment. Like OP, i did all my math and i think i could afford it while still saving money. Im going to try to finance new z first and if it doesnt work, im going to go with used z. I had few chance of my parents buy me a car but my brother wouldnt let me get my car(had like 4 cars which 2 of them was totaled). Anyways, thx for reading my post and i apologize for the long post and messy write up. English is my second language hehe
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