Final purchase price was 32K. I put 15K down and financed the rest at 3.75% for 48 months with my credit union. I will be paying off the loan in hopefully no more than two years and most likely less than that. I calculated it and it will cost me about 1.5K or a little more extra by financing in this time, but it's worth it for me to buy the car and enjoy now while I'm young (23) and without kids.
I am right out of college and I've only been working about a year. I don't have any debt and no student loans. My only credit really has been my credit card with a 1K limit, so while my credit score is very good, I really don't have any breadth or credit history to speak of. I decided it would be good to have this payment on my credit history for when I'm interested in houses. All in all I'm happy with the way things went down.
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2009 Nissan 370Z Touring, w/sport, 6MT, chicane yellow/black.
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