The Z is not going to work in the winter, others have already demonstrated that. Keep your taurus if you get the Z because a 330hp rwd coupe is going to be dangerous in the winter, especially if you can't drive stick and are relatively inexperienced at driving (indicated by your approximate age of 19).
It'll be way more fun in the dry than the Altima. If you can afford it, there is no question the Z is a more enjoyable car. The rest is up to you. Good luck.
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