Quote:
Originally Posted by RoshDawg
Hey guys, just walked back to my car after going to the beach and not to pleased with what I saw 
There is an actual hole in the rear bumper and the panel right next to it is pretty damaged too. (bumper will for sure have to be replaced)
Question about insurance:
They said I can chose whatever body shop I want and they (the insurance company) will take care of the estimate/payment and everything else. However, I was already wanting an aftermarket bumper, can I just have the insurance cover that? Can I just chose a Nissan body shop and have them replace it with a nismo bumper or something? (dont worry, I would remove the nismo emblem if it came with any)
Any info or past experiences on this situation would help as this is my first collision problem
Thanks for the help |
When my Civic Si got rear ended by some chick on her cell phone
insurance did an estimate and cut me a check right there in the office for the total damage.
When you take it to the body shop and they start pulling apart stuff they may find supplemental damage and insurance in most cases will cut the shop a check directly. The check they give you - you are free to do with what you want (ie: buy after market bumper instead of OEM) and all you would have to do is cover the difference of the labor left to fix your car. Just tell the shop you are getting work done that you will be supplying the bumper and for them to not order one.