that sucks! Really, no insurance! what a douche bag. If you plan on keeping him as a friend and he cannot pay the few grand to fix that, file it under your insurance and get it fixed. If you dont plan on keeping him as a friend or roommate, and he doesnt want to pay, take him to small claims court. Might help to record your conversation without his knowledge with your phone or something, just in case, ya know.
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