Well, I don't want to pay 40K for a car, but the fact remains, I want the touring trim, sports package, navi, and even the floor mats!!! With 12K down, I'm looking at nearly 600/mo. But you GOTTA love the car you drive, right?
I figure it's worth it if I'm happy. Then about 4-5 months down the line, another 8K out of my pockets and I'm twin turbo'd!