no luck with penfed for me
I did a new car loan, got turned down, did a resubmittal with explanation of income, still turned down. I give up, and they got my 20 bucks.
my credit score is 700 which apparently is not good enough. They keep saying I owe too much for the amount of income I get per month. I owe 4k on my 2008 Toyota Tacoma and that is all. No credit card debt, no other payments, only rent. And I make over 3 grand a month. (after taxes)
oh well, I'll either pay it off or try a local credit union instead for a 7% rate. the stock market is doing better than 7% a year right now which is why I'd much rather get a loan than spend it all.