Make sure if they total out you get the sales tax too. They always try to skip that.
Glad you are ok. And as a few have said total is a comparison to cost to repair against current value. Has nothing to do with what you owe. .Gap comes in when the car is totaled when you owe more than the current value the insurance had to pay. Without gap you have to come up with the difference. Obviously not a problem here. Good luck!
Last edited by whealy; 07-02-2011 at 06:46 PM.
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