THe insurance company will probably not know if you have a sports package. THey go by vin numbers and the sports package is simply a add on option.
When I called my insurance company to get a quote on my Z, all they needed was a VIN number and that was all. They didn't even ask for specific model or options added on.
I personally think the sports package is really worth it if you are not going to mod the living hell out of your car.
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