Some excellent advice here, especially the driving school which I've already considered. The moving violation stricture is already in place. And no modding. Spoiled kid? Maybe, but that's a relative judgement. Many of my son's friends drive far more expensive cars, which we could afford. One drives a Bentley, many Range Rovers, BMWs, etc.
My son is a compulsive saver, putting his birthday money aside since he was 7. He even invested part of it in the stock market in Spring '09, good timing. Of course I choose the stocks with him, but it's money he has saved. He wanted to contribute to the Z purchase with that money, but not a good time to sell right now.
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