Step 1, find said Z you are looking for (doesn't have to be at carmax)
Step 2, negotiate deal for Z at said location
Step 3, go to carmax and sell your car
Step 4, go back to dealer with cash in hand (if any left over after paying off your loan) to put down on the Z.
It's that simple. You don't have to buy your Z at carmax to sell your maxima at carmax. The only way you will be screwed is if you owe more than trade in value on your maxima. Then you are stuck trading in wherever you are buying the Z so that they can roll over the negative equity into the new Z loan. Then again if you are upside down on your maxima I don't recomend getting into a Z at this time.
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