Establish credit....Go to your local Target, open a charge account, pay it on time, every time! It's a start!
http://www.kiplinger.com/basics/mana...sh/firstcc.htm
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We can do without any article of luxury we have never had; but once obtained, it is not in human nature to surrender it voluntary.
Last edited by dad; 07-19-2009 at 01:57 PM.
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