Quote:
Originally Posted by Dizon248
Yikes! 6.5% for 60mo! How long ago was this? It is good you chose to refinance. Apparently as long as you have decent credit, getting ~3% is cake from credit unions.
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Back in 2009 that was the lowest I could find with my almost excellent credit rating in this area.
I also didn't want a big payment so the months financed played a big part on the APR at the time.