yeah i just reread my post and it doesnt make sense to me either, it has been a long day at work so forgive my brain being fried at the moment lol. As for OP, if you can work out a good deal in your favor i say go for it! payments will be pretty low and you'll be all the happier for owning a Z
although i have to say that $20k for your altima coupe is a pretty optimistic figure depending on what engine you have in your coupe.