If it's truly totaled, it just depends on your insurance companies following through and paying up. If their legit companies, you'll have the full value of what you owe on your financing back in your pocket. Remember, it does take a lot to total these cars...they're valued in the high 20s, low 30s so you need ~$18k in damage to even begin to get it totaled.
If the insurance pays you for a totaled vehicle, it becomes their car. You cannot disassemble it, save for some aftermarket parts that may not be covered by the policy (if you can swap them back to stock).
__________________
2013 Cadillac V-Wagon, RIP Z
|