Originally Posted by Billy02987

That's exactly what my thoughts were. I waited till I had my credit cards and student loans paid off. I still owe on the car but I'm only 1k away from being out of warranty so I figured why not. I'm only 23 so my 401k isn't that high yet but I decided to pay the kit on lay away. It was very convenient for me, that way I didn't have spend my savings at once, cause I just built a house last year so I like to keep a safe amount in my savings. It's hard to sit there and wait months for something you want so bad but worth it in the end. I used my tax return this year to pay the last chunk off.