This is very simple to figure out. You're saying 520 financed for 60 months. That's 31,200 + 9,500 = $40,700.
MSRP on Base + Sport = $36,290.
Invoice = $33,835
Basically, you're being charged MSRP + tax + interest for the car you want. Tell them you want the car at invoice. So you'll keep the same $520 deal, but you will only put down $7000 ($2500 less, effectively getting the car at invoice).
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