Originally Posted by Tius

Don't feel so bad. That's just the way the economy is these days. Congrats on being a pharmacist though. Maybe if you offer to down a significant portion that would help you out. I was in the same situation you are at now a couple months back. I'm a new physician, with 200k worth of student loans. Checked credit score on all 3 branches and the lowest was 730. Other's were around 760-770. Still got something insane like 8% because of lack of work history and all the other mess they spit at you. I also had to bring in the good ol pops to cosign. I say if you really want the car, just bite the bullet and either: 1. down something like 30-40%, or 2. just get someone to cosign. I'm thinking banks would try to rape you, they sure tried to with me. Good luck