I inherited a broker from my father with a beneficiary IRA that has a decent amount in it, but not huge. He manages it and I use blind faith. He was great for my dad, and its money I never had anyways.
My 401k, I do mostly index funds, but the broker helped me allocate a little better than I was doing.
I understand all the ins and outs of the market, but don't have the time or interest, other than putting 20% of my pay away every month.
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