It also can depend on your state. For instance in Florida Insurance companies HAVE to cover both windshield repair and replacement for free with no deductible. If the crack is small enough and not in your immediate eye line, they will repair it, else replace.
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Current Ride: 2012 Chevrolet Corvette Grand Sport Centennial Edition Carbon Flash 6M
Previous Ride: 2009 Nissan 370Z Sport Platinum Graphite 7AT
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