I had a rock hit my windshield in my Z 2 weeks ago. The rock was about the size of a quarter and it hit my windshield going 70mph. I felt your same pain. I had the crack fixed next day. My insurance, esurance, covered it free of charge because it was a repair. I think most insurance companies do the repair for free as others stated. Anyways, after the repair was done I have a dot where the rock hit. It's not all that noticeable but it pisses me off a little.
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