Quote:
Originally Posted by spearfish25
Now granted, a total loss requires a really big problem at the track day. I don't expect I'd do that on my own accord. But there are plenty of stories where the other cars on track destroyed an otherwise intact car. I just read a story about a 911 that spun and went off, but was undamaged. Then two other cars went off and plowed into it. The short of it is that you can't plan for everything.
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Yep, I drive fairly conservatively on the track and don't push it to where I think I will go off. I've only spun one other time and that was on a very tame track where I pushed it more than I normally would. However, my accident was due to a mechanical failure. There are so many things that can go wrong. I might go for the insurance if my car weren't paid off and was my daily driver, but I just take my chances and if I total it, then I'm done with track days and it goes to the junkyard.