Hell I have 1 paid off house on my record, 8 cars, 1 current house, and 2 credit cards all with perfect records and Nissan almost denied me. The only bad mark I have on my credit is from Pacific Palisades which is a fraud company and I am currently disputing the mark. The reason I was almost denied is because of my credit score which is about 640. The reason my score is low is because of my American Express card and AMEXs reporting habits. THey seem to always report the high on my AMEX but they never report that its paid off every month. I use my AMEX for business and sometimes I put over $50k a month on the card so it makes my score low because it looks like I have high debt when in fact the card is paid off every month. But if you look at my credit history you see it is stellar.
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